Ohio has been at the forefront of the foreclosure surge and although the situation appears grim right now, help does exist. There are numerous organizations working to educate and help individuals in trouble. The following agencies provide services for foreclosure intervention and prevention: Columbus Housing Partnership
HUD Approved Counseling Agency
614-221-8889, extension 134 Foreclosure prevention counseling is provided to families who have fallen behind with their mortgage payments. The goal is to provide families with the information and tools necessary to maintain their home by identifying the cause of default or delinquency, identifying intervention strategies, and reviewing budgeting skills.
Visit http://www.chpcolumbus.org/ for more information Columbus LEADS
614-252-2799 Columbus Urban League
HUD Approved Counseling Agency
614-257-6300 extension 300
Columbus Urban League provides counseling, homebuyer education classes and conducts advocacy and networking activities within local, state and national housing groups, financial institutions, housing providers and others in the housing industry. Columbus Urban League also researches and develops the annual report on the mortgage lending activities of the major financial institutions Home Mortgage Disclosure Act (HMDA) data. Visit http://www.cul.org/ for more information Consumer Credit Counseling of Central Ohio
HUD Approved Counseling Agency
614-552-2222 or 1-800-355-2227 CCCS offers confidential counseling to help you understand your options and how to deal with your situation. Because CCCS has helped thousands of families get their finances back in order and keep their homes, lenders often refer people to us. It is important to understand your options. Visit http://www.cccservices.com/ for more information. ESOP-Empowering and Strengthening Ohio’s People
216-361-0718
http://www.esop-cleveland.org/ Equal Justice Foundation
614-221-9800
http://www.equaljusticefoundation.com/ FIRSTLINK
211 or 614-221-2255
http://www.firstlink.org/ Franklin County Treasurer Edward Leonard
(614) 462-3438
www.franklincountyohio.gov/treasurer Foreclosure Intervention Hotline
1-888-995-HOPE (24 hours, seven days a week)
Homes On The Hill CDC
HUD Approved Counseling Agency
614-275-4663 extension 104 or 105
Homes On The Hill CDC offers homebuyer education, including credit counseling, mortgage default counseling, post-purchase and budget counseling and has a mortgage assistance program. Visit http://www.hoth-cdc.org/ for more information HUD
1-800-569-4287 Job & Family Services PRC
Franklin County Department of Jobs & Family Services
614-462-4000
www.franklincountyohio.gov/commissioners/jafs Legal Aid Society of Columbus
614-241-2001
http://www.columbuslegalaid.org/ Mid-Ohio Regional Planning Commission
HUD Approved Housing Counseling
MORPC offers loss mitigation counseling as well as pre and post purchase homebuyer education courses. MORPC also offers the QuickStart program designed to counsel homebuyers who did not seek out counseling prior to signing a sales contract or becoming approved by a lender. Visit http://www.morpc.org/ for more information
OHFA-Ohio Housing Finance Agency
614-466-7970 Opportunity Loan Refinance ProgramThe Opportunity Loan is a refinance program that provides an affordable 30-year, fixed-rate financing alternative to borrowers who have a current mortgage that is no longer suitable for their financial situation.
Visit http://www.ohiohome.org/ for more information Ohio Treasurer of State
Richard Cordray Visit http://www.yourmoneynowonline.org/ Veterans Service Commission
614-462-2500
www.franklincountyohio.gov/vets/
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